A Quick Guide to the Health Insurance Marketplace

Open enrollment in to the Health Insurance Marketplace began on November 15, 2014. Here are some steps to make sure you know how to navigate through the enrollment process.
You can preview 2015 plans and prices before you apply by visiting www.healthcare.gov/see-plans/ . Simply enter your zip code to view plans in your area.
If you bought a health insurance plan through the Marketplace in 2014, you can renew your current plan or enroll in a different plan for 2015. If you do not choose a plan during open enrollment you’ll probably be automatically enrolled in your current plan or a similar plan. You can change to a new plan for 2015 even if you are automatically enrolled.
Your 2015 health coverage choices:
You should get two important notices about your health coverage. One will come from your health insurance company. One will come from the Marketplace. These notices help you understand your choices for 2015, so it’s important to review them carefully and keep them in a safe place.
If you have 2014 Marketplace coverage, your notices will explain which one of these will apply to you:
The Marketplace will re-enroll you automatically in your 2014 plan or enroll you in a similar plan.
This means that even if you don’t do anything your 2015 coverage will renew on January 1, 2015. But you must update your income and household information as soon as possible to be sure you get the right plan choices and amount of savings for 2015.
If the Marketplace can’t enroll you automatically for 2015,  your Marketplace notice will explain what to do next. You’ll need to enroll in a plan by December 15, 2014, for your coverage to start January 1, 2015.

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